Apr 13 2010
Auto Insurance for Florida Seniors
Following is a guest post from AutoInsuranceTips.com, a website dedicated to providing quality information and personalized tools to the consumer. Their experts, who have a combined 100+ years experience in the auto insurance and auto safety industries, divulge tips, debunk myths, and dispel commonly held misconceptions about purchasing auto insurance policies and filing claims.
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Thinking about retiring in Florida? There are many things to consider when choosing a retirement community such as lifestyle preferences, access to activities you enjoy, etc. However, cost is almost always a deciding factor to consider, and one that you may not be thinking about is the variance of Florida auto insurance based on region.
Here are some quick facts on Florida auto insurance premium averages for 2009-2010:
- Males typically have higher rates than females.
- Premiums usually increase as you get older.
- Miami premiums are one of the highest in the state for seniors.
- Venice, Stuart, Gainesville, St Augustine premiums are among the lowest for seniors.
- Rates vary based on coverage amount, driving record, and even the type of car you drive. The easiest way to compare Florida car insurance premiums is to get free auto insurance quotes online.
2009 – 2010 Sample Florida Auto Insurance Rates by Region, Gender and Age
The rates below are for 6 month premiums. The first number is the best rate found, the second number is the median rate for the demographic. Rates are based on standard coverage amounts and limited underwriting criteria. Your actual rates may vary.
| Region | Gender |
65 yrs old |
75 yrs old |
80 yrs + |
| Venice | Male |
$414/$941 |
$532/$1064 |
$492/$1089 |
| Female |
$382/$941 |
$447/$1064 |
$612/$1242 |
|
| Key West | Male |
$519/$1025 |
$671/$1358 |
$775/$1468 |
| Female |
$479/$1022 |
$563/$1138 |
$620/$1193 |
|
| Tallahassee | Male |
$442/$1085 |
$569/$1238 |
$636/$1308 |
| Female |
$405/$1085 |
$476/$1197 |
$526/$1262 |
|
| Stuart | Male |
$440/$1090 |
$567/$1322 |
$654/$1428 |
| Female |
$406/$1090 |
$475/$1258 |
$521/$1264 |
|
| Delray Beach | Male |
$638/$1512 |
$836/$1938 |
$971/$2096 |
| Female |
$584/$1388 |
$692/$1592 |
$1361/$1842 |
|
| Pompano Beach | Male |
$314/$1406 |
$816/$1896 |
$947/$2046 |
| Female |
$574/$1360 |
$679/$1572 |
$748/$1644 |
|
| Gainesville | Male |
$390/$874 |
$500/$1002 |
$574/$1052 |
| Female |
$360/$874 |
$421/$955 |
$462/$1002 |
|
| Vero Beach | Male |
$425/$1090 |
$546/$1266 |
$629/$1348 |
| Female |
$392/$1090 |
$459/$1200 |
$504/$1264 |
|
| Miami | Male |
$849/$1850 |
$520/$2306 |
$600/$2500 |
| Female |
$780/$1864 |
$444/$2018 |
$1026/$2130 |
|
| Tampa | Male |
$623/$1435 |
$816/$1693 |
$948/$1792 |
| Female |
$571/$1435 |
$676/$1595 |
$744/$1686 |
|
| Orlando | Male |
$254/$1051 |
$636/$1276 |
$732/$1380 |
| Female |
$447/$1003 |
$272/$1138 |
$584/$1160 |
|
| St. Augustine | Male |
$437/$975 |
$565/$1144 |
$602/$1185 |
| Female |
$401/$975 |
$472/$1071 |
$521/$1126 |