Tag Archive 'Florida nursing home'

Nov 30 2009

Chain-Affiliated and For-Profit Nursing Homes Tend To Be Poorest Peformers

I suppose I shouldn’t have been surprised by this sentence in a recent report by the Federal Government. The sentence reads, “In addition, the most poorly performing homes tended to be chain affiliated and for-profit and have more beds and residents.”  The report, by the General Accounting Office, is a lengthy document about the quality of our nation’s nursing homes. To see it in print – from the federal government – that “chain affiliated and for-profit” nursing homes tend to be the ones offering the poorest care to residents only reaffirms what I have long suspected, and what I have heard from many of you who write to share your personal experiences of loved ones in senior living facilities. Time and time again, I hear that the best care tends to come from a personal connection between caregiver and resident.

And here is another interesting finding – the most poorly performing homes are distributed UNEVENLY across the states, with eight states having no such homes and ten others have from 21 to 52 such homes. Where do you find the 52 worst nursing homes? According to the GAO, that’s in Indiana. Florida has 16 that make the list, a relatively low number considering there are 664 nursing homes in my Florida Senior Living Advisor database. But we don’t do as well as another popular retirement location – Arizona has just 4 homes on the list.

According to GAO’s estimate, of the 16,000 nursing homes in the US, four percent – or 580 – could be considered the most poorly performing. If you want to understand more about the GAO’s research and conclusions, you can read the summary and recommendations, or even review the entire report. But be patient – it is 57 pages long! (The map showing numbers of poorly performing homes in each state is on page 15.)

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Nov 19 2009

Article Highlights Incidence and Danger of Falls by Elderly

In the past year, I’ve seen first-hand how devastating a fall can be to an elderly person. My 84-year-old father has fallen twice in his independent living apartment. The first time, he was on the floor for about 36 hours before he was found; the second time, he was down for about five hours. He has been very lucky – he has recovered fully from both incidents, with no long-term effects. In fact, I think his two artificial hips have actually been a blessing in these  falls – his right hip did dislocate both times, but doctors were able to pop it back into place; had this been his natural hip, it likely would have broken, leading to a much more difficult recovery.

The sad reality is that falls are one of the most common causes of accidental death in the elderly. A series this week in the Minneapolis Star-Tribune aims to raise awareness of the prevalence of falls in Minnesota nursing homes; I have to believe this is a similar problem nationwide, and not just in nursing homes but in assisted living facilities, independent living communities and private homes. In her commentary on the series, Star-Tribune editor and senior vice-president Nancy Barnes writes, “I urge our readers not to look away, despite the distressing nature of these stories. Nothing is more certain in life than death; we can only hope that we will be allowed the gift of dignity. In many of these stories, that is simply not the case.”

The investigative article is long and, at times, difficult to read. But it is important. Worth sharing. As one doctor quoted in the  article states, “”I think if you asked a person on the street, not one of them would know that if you take the frequency of falling and the consequences of falling, it’s as big a problem as heart attacks and strokes.” My father was one of the lucky ones. For many elderly people, a single fall can trigger a rapid decline in health. I hope you will take a few minutes to read this article. And I hope you’ll share your thoughts by leaving a comment.

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Nov 09 2009

Read The Fine Print Before Signing Senior Living Facility Contracts

I remember when my father was trying to select a Florida senior living facility. The process was frustrating (which is in part why I created Florida Senior Living Advisor) and tiring – driving around from one senior facility to the next, trying to keep track of the different features, costs, options, etc. By the time he had made his decision, we were both a bit worn down and just ready to be done with it. In actuality, that was the time we probably should have been at our sharpest – focused on reading every bit of fine print before he signed on the dotted lines. Yes, we did read over the pages and pages of paperwork very closely; but I’m not confident that we truly scrutinized every point, and we certainly didn’t have it independently reviewed by an attorney.

Thus far, my father has not had any issues, and (knock on wood) I don’t foresee any in his future. But when I came across this article from The Washington Post about contracts at continuing care retirement communities, I figured it was worth sharing. It makes reference to a specific CCRC in Northern Virginia, but the concepts are universal.

Scrutinize any contract to avoid nasty surprises at continuing care community

By David S. Hilzenrath

If you are considering moving to a continuing care retirement community, you would do well to consult a lawyer and read the fine print of any contract to determine whether the potential benefits outweigh the risks. A “Residence and Care Agreement” for Ashby Ponds, an Erickson community in Ashburn, illustrates some of the trade-offs the decision could entail.

You might be drawn to Ashby Ponds by the potential to avoid another disruptive move when you are least able to cope with it, but there is no guarantee you would be able to move to an assisted-living or nursing facility on the same campus — even when those facilities are completed. If the assisted-living and nursing home beds at Ashby Ponds are full, management could arrange for you to go elsewhere.

Some delay in building those facilities is routine at Erickson developments, said Ronald E. Walker, chairman of a nonprofit group associated with Erickson campuses. Though Ashby Ponds opened in September 2008, the assisted-living and skilled-nursing portions were not expected to open until the end of 2011 or the beginning of 2012, according to a May report from the community’s management.)

The deposit you post to move in does not limit the amount you could be required to pay on a monthly basis; management can raise the monthly fees. In addition, the fees can go up as you move from one level of care to the next. At Erickson communities, the average monthly fees range from $1,750 for singles in independent living to $5,178 in assisted living and $307 per day — as much as $9,517 per month — in the nursing homes, Erickson spokesman Mel Tansill said.

Management can decide to transfer you to a higher level of care. If you refuse to go, management can kick you out and hold on to your deposit until 60 days after it finds a new tenant. To gain admission to the community, you have to pass financial and medical reviews. If you marry a nonresident, your new spouse would have to pass such a review before being allowed to move in.

To reassure management that you have the ability to pay expenses, you must agree not to give away any assets that would bring your net worth below a minimum requirement. Evan H. Farr, a Fairfax lawyer who specializes in issues facing the elderly, recommends putting any extra assets in an asset protection trust before you move in.

Unlike a real estate investment, the deposit you post to enter the community does not grow as property values rise. But it can shrink as property values fall. If it takes management a long time to replace you, you may be offered the option of accepting a smaller payout so that management can in effect cut the price of admission for the next tenant to occupy your apartment.

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Oct 29 2009

Free Equipment Available to Florida Residents with Hearing Loss

If an elderly family member suffers from hearing loss, here is something you need to know: Florida Telecommunications Relay, Inc., (FTRI) will provide specialized phone equipment for them at no cost. FTRI is a statewide non-profit organization that provides this equipment as mandated by the Florida Legislature. The program is funded by an 11 cent surchage on all landlines in Florida. And these phones can be used in private residences, or in Florida nursing homes, Florida assisted living facilities, and Florida continuing care retirement communities.

And now FTRI has added a cordless amplified phone to its mix of available equipment. The Clarity W425 Pro amplifies incoming sounds up to 45 db.

Clarity W425 Pro cordless amplified phone

Clarity W425 Pro cordless amplified phone

Permanent Florida residents who are certified as having a hearing loss can easily obtain the W425 Pro by completing an application and visiting one of FTRI’s 22 conveniently located distribution centers throughout the state.  For more information, call FTRI at 1-800-222-3448 or visit www.ftri.org

“FTRI aims to provide individuals with hearing loss a telephone solution like the Clarity W425 Pro,” said James Forstall, FTRI’s executive director.  “The majority of the people we serve are senior citizens and the Clarity W425 Pro is a device that may assist them with communicating with others on the telephone.”

 FTRI estimates that nearly three million Floridians experience some degree of hearing loss. Along with amplification technology, the W425 Pro contains large backlit numbers, a bright visual ringer, and is hearing aid compatible. 

 “FTRI is an outstanding program which helps so many people throughout Florida,” said Carsten Trads, president of Clarity.  “Hearing loss is a serious, yet often overlooked issue.  Many people are not aware that solutions like amplified telephones even exist.  Thanks to FTRI, hopefully more people in Florida will take the necessary steps to address their hearing loss and consider using amplified telephones.” 

FTRI also offers equipment for Florida residents who are deaf,  blind or speech impaired. Many other states have similar free programs.  Visit the Telecommunications Equipment Distribution Program  Association to learn more.

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Oct 14 2009

Will You Need Insurance for Long-Term Care?

The following is a guest post by Christopher Williams, branch manager for Senior Solutions in Sarasota, Florida. Senior Solutions is an organization under the Pennsylvania Life umbrella that is devoted specifically for seniors age 55+. Mr. Williams specializes in long-term care insurance and estate conservation for seniors in Florida. He can be reached at  (941) 587 – 8993.
 

 

chris williams

Christopher Williams, Senior Solutions

The words “long term care” usually bring to mind images of nursing homes and elderly people living in them who can no longer care for themselves. In truth, long-term care (LTC) comes in many different forms, is provided in many different settings, and can refer to people of all ages.

In 2008, the average annual cost of a stay in a private room in a nursing home was more than $76,000. A stay in an assisted living facility was $35,628. Yet the majority of long-term care services aren’t paid for at all. They are provided by 52 million unpaid caregivers – primarily family members and friends of those needing the care.

According to the Alliance for Health Reform, two-thirds of Americans age 65 will need some type of long term care in their lifetimes. For those who do not have family members to provide it, or those who do not want to be a burden financially (or emotionally) on their relatives, the out-of-pocket cost can be substantial. These costs vary widely from region to region, ranging from $25 per day to $500 per day, with the highest rates in the Northeast, Texas, and Florida. The average cost of a nursing home here in Florida is near $140 per day.  With the average stay in a LTC facility being two and a half years, that adds up to $127,700.

The question that needs to be addressed is whether someone has enough income or assets to handle these costs over time.  Typically, a senior’s income will not cover the costs, but their savings may be enough to handle the expenses. Unfortunately, however, there is no way for anyone to estimate the total of their future LTC expenses.

In making these decisions, one should consider all of the options. Many elderly people who do not have the assets to sustain the high costs of LTC may eventually qualify for Medicaid assistance. In order to qualify, though, they will have to spend down their own assets first before Medicaid steps in. Medicaid accounts for 49% of the total spending towards LTC in America. Another option is to purchase a Long Term Care insurance policy. These policies can be expensive, with costs varying greatly depending on the age and medical history of the insured. But the cost of these polices pale in comparison to the out-of-pocket potential of using one’s own assets. Before making any decision, it is a good idea to sit with a state licensed insurance agent to estimate the cost of a policy. This may be the agent who sold you your life or auto policy, or you may need to find a specialist. Either way, be sure the person fully understands your needs and is active enough to be selling at least a dozen policies a year.

In 1987, the Robert Wood Johnson Foundation initiated the Program to Promote Long-Term Care Insurance for the Elderly. This program is available in eighteen states, including Florida. The program involves a partnership between Medicaid and private LTC insurance.  It allows nursing home patients with state-approved long-term care insurance policies to be eligible for Medicaid with substantially higher levels of assets than are normally allowed. This would permit them to receive nursing care but still have enough to live on and to bequeath to their children.

Whatever decision you make, you may want to make it sooner rather than waiting. The cost of an insurance policy is partly based on age, but you will also want to make arrangements with friends or family members should you choose to “self-insure” or to receive care from a relative. It’s never easy to discuss or think about, but definitely needs to be addressed before it’s too late.

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Oct 09 2009

Unique and Affordable Senior Living in Sebring, Florida

Most of Florida’s senior living facilities are concentrated around the state’s largest cities: Miami, Orlando, Tampa and Jacksonville. The Palms of Sebring is an exception – thriving for the past 50 years in the tiny town of Sebring, Florida. Located about 90 miles due south of Orlando, far from any interstate, Sebring is a small town in the middle of the state. And location is not the only thing that makes The Palms unique.

Towe apartments at The Palms at Sebring

Tower apartments at The Palms at Sebring

The Palms of Sebring is Highlands County’s only retirement community offering three levels of living – independent living, assisted living and a nursing home. This senior living facility has approximately 70 units each in independent and assisted living, and 120 beds in the nursing home.

While many Florida continuing care retirement communities such as this require a large, up-front community fee, The Palms of Sebring only charges new residents a one-time fee of $750. After that, independent living residents choose whether to live in the full-service Tower apartments, where monthly rent starts at $1689 and includes utilities, all meals, housekeeping, and transportation; or the Poinsettia apartments, where monthly rents starts at just $901 and does not include meals or housekeeping. Recreational activities and wellness programs are included for residents in both buildings. Another unique feature of The Palms is that they do allow residents to have pets – cats and dogs in the Poinsettia Apartments and cats only in the Tower Apartments.

In addition, the dining room is open continually from 7am – 6pm. “So if you want a steak dinner at two in the afternoon, you can have it,” explains marketing director Janice Roberts. “Our executive chef is wonderful.”

Roberts also told me The Palms has a home health agency that provides services to residents in their Palms apartments, and also to individuals who do not live on property.

To learn about this Florida senior living facility, visit The Palms at Sebring. To search for other senior living facilities around Florida, visit Florida Senior Living Advisor.

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Sep 30 2009

Felons Working In Florida Nursing Homes? Newspaper Investigation Finds Yes

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Sep 25 2009

The Veranda of Pensacola Offers Range of Care

Today’s “Friday’s Featured Facility” is The Veranda of Pensacola, a Florida continuing care retirement community. This means that The Veranda offers both independent living and assisted living options, which allows elderly residents to “age in place” – ie – transition from independent to assisted living as their needs increase.

According to their website, the apartments at The Veranda retirement community are spacious, modern and well-equipped one and two bedroom units with fully equipped kitchens.  Utilities and expanded cable TV are included. The amenities at The Veranda include common areas inside and out, an indoor heated pool, fitness center, and a own stadium seating movie theatre.

The Veranda provides housekeeping, linen and laundry service, scheduled transportation for independent residents and coordination of transportation for assisted living residents, a personal emergency response system and maintenance inside and out. The Veranda also has 24-hour camera surveillance.

The dining service provides a healthy breakfast, lunch (main meal of the day) and light meal in the evening. When it is time for community outings, shopping and personal appointments, the professional staff at The Veranda retirement community will schedule the necessary transportation.

The Veranda is just one of many Florida continuing care retirement communities. To see a complete list, searchable by region, visit Florida Senior Living Advisor. The database also includes assisted living facilities, nursing homes, adult day care centers, independent living communities, hospice and skilled nursing units.

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Sep 15 2009

Jacksonville Nursing Home Employee Charged with Sexual Abuse

The Florida Department of Children and Families is investigating an alleged case of sexual abuse of an elderly resident at a Jacksonville nursing home. The Jacksonville Sheriff’s Office arrested 35-year-old Anthony Mgugua Njorge early Sunday morning at Regents Park nursing home. He is charged with sexual battery on a mentally impaired and physically helpless victim.

The latest inspection report of Regents Park, conducted by the Florida Agency on Health Care Administration in August, gives the facility just one star out of five in most categories. According to the AHCA website, “The fewer stars a facility receives, the more the facility was found to be in noncompliance with the regulations governing nursing homes.” The Federal Centers for Medicare and Medicaid Services also publishes a Nursing Home Compare web site that provides additional information to compare nursing homes in Florida and the nation.

In this particular incident, a witness told police she heard something from one of the rooms, and when she went in she saw Njorge engaged in a sexual activity with a woman in the room. The woman is disabled.The witness told police she reached for her cell phone, but Njorge tried to stop her.She was able to make a call and someone else came into the room. That witness told police she saw Njorge cleaning up and then throw something in the disposal room.

DCF Spokesperson John Harrell says his agency has investigated eight allegations of abuse at Regents Park in the past year, though none have been verified.

“Of those eight reports, four showed no findings, but four had some findings, including inadequate supervision [of patients]. That happened a couple of times,” Harrell said.

Njorge also worked at Life Care Center, another Southside nursing home. DCF is now looking into whether the attack is an isolated incident.Police are withholding any further information due to the nature of the crime and the investigation. Njorge remains in jail on a $500,000 bond.

Florida Senior Living Advisor offers a complete searchable database of all senior living facilities in Florida, including nursing homes, assisted living facilities, adult day care centers, skilled nursing units, independent living, continuing care retirement communities and hospice. As part of your research on particular facilities, you can check their rating in the AHCA guide; of course, you should always visit and inspect a facility in person before making such an important decision.

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